Ultimate Frisbee with Penalty Burpees at the Morg

THE SCENE:
78 degrees with 90% humidity.

F3 WELCOME & DISCLAIMER:
Done.

WARM-O-RAMA:
20 IC SSH
10 IC Daisy Pickers
10 IC High Knees

THA-THANG:
Ultimate Frisbee + 2 burpees every time frisbee hits the ground.

MARY:
Leg Raises
Supermans
Sprint to flag for COT

COUNT-OFF & NAME-O-RAMA
11 PAX – Topanga, Woodpecker, Sleep Number, Carport (QIC), Choker, Jasmine, Flobee, Miracle Ear, Gym Shorts, Ratio, Test Tube.

CIRCLE OF TRUST/BOM:

According to Proverbs 22:7 (NIV), “The rich rule over the poor, and the borrower is slave to the lender.”

Dave Ramsey Baby Steps 1 – 3 deal with getting out of debt and are what I wanted to focus on.

1. Save $1000 dollars.
2. Snowball your debt.
   1. Start with high interest debt like credit cards.  Lowest amount credit card first then next lowest credit card until all are paid off.  Now cut them up!!!
   2. Loans – Cars/School/etc.
3. Save 3 – 6 months of expenses as an emergency fund.  Only touch for emergencies.

ANNOUNCEMENTS:
None